Terms and Conditions for Wall Street Stats
Last Updated: January 8, 2025
1. Acceptance of Terms
By downloading, installing, or using the Wall Street Stats mobile application ("the App", "our App", "Service"), you agree to be bound by these Terms and Conditions ("Terms"). If you do not agree to these Terms, please do not use our Service.
2. Description of Service
Wall Street Stats is a mobile application that provides:
- Financial market data and analysis
- Stock price tracking and portfolio management
- Reddit sentiment analysis for financial discussions
- AI-powered trading insights and recommendations
- Real-time market alerts and notifications
3. Account Registration and Security
Account Creation
- You must create an account to access premium features
- You must provide accurate and complete information
- You are responsible for maintaining account security
- You must be at least 18 years old to create an account
Security Requirements
- You must use strong authentication methods (passkeys, biometric)
- We are not liable for losses due to unauthorized account use
- You must use strong passwords and enable security features
4. Acceptable Use Policy
Permitted Uses
You may use WallStreet Stats for:
- Personal financial research and analysis
- Educational purposes related to market data
- Portfolio tracking and management
- Legitimate investment research
Prohibited Uses
You may not:
- Use the Service for illegal activities
- Attempt to manipulate or disrupt the Service
- Reverse engineer, decompile, or hack the application
- Share your account credentials with others
- Use automated systems to access the Service
- Redistribute or resell our market data
- Use the Service to provide investment advice to others without proper licensing
- Violate any applicable laws or regulations
5. Financial Data and Investment Disclaimers
⚠️ IMPORTANT DISCLAIMERS
Not Investment Advice
- WallStreet Stats provides market data and analysis tools only
- Nothing in our Service constitutes investment, financial, or legal advice
- We do not recommend specific investments or trading strategies
- You should consult qualified professionals before making investment decisions
Market Data Accuracy
- Market data is provided for informational purposes only
- We strive for accuracy but cannot guarantee real-time precision
- Data may be delayed, incomplete, or contain errors
- Third-party data providers may have their own terms and limitations
Risk Warning
- All investments carry risk of loss
- Past performance does not guarantee future results
- Market volatility can result in significant losses
- You should never invest more than you can afford to lose
No Warranties
- Market data is provided "as is" without warranties
- We disclaim all warranties, express or implied
- We do not warrant uninterrupted or error-free service
- Technical issues may affect data availability
6. Intellectual Property Rights
Our Content
- Wall Street Stats app, design, and features are our property
- Our trademarks, logos, and branding are protected
- You may not copy, modify, or distribute our proprietary content
- Market analysis and insights generated by our algorithms are our property
User Content
- You retain ownership of content you create or upload
- You grant us license to use your content in connection with the Service
- You must have rights to any content you share
- We may remove content that violates these Terms
Third-Party Content
- Market data is provided by third-party data vendors
- Third-party content is subject to separate license terms
- We do not claim ownership of third-party market data
- Redistribution of market data may be restricted
7. Privacy and Data Protection
🔒 Privacy-First Approach
- Your privacy is governed by our Privacy Policy
- Anonymous analytics and crash reporting are automatically enabled for legitimate business interests
- We implement security measures to protect your information
- No advertising tracking or personal identification is collected
- You can control additional privacy settings within the app
8. Service Availability and Modifications
Service Availability
- We strive to maintain continuous service availability
- Temporary outages may occur for maintenance or technical issues
- We do not guarantee uninterrupted access to the Service
- Market data availability depends on third-party providers
Modifications to Service
- We may modify, update, or discontinue features at any time
- We will provide reasonable notice of significant changes
- Continued use constitutes acceptance of modifications
- We may add new features or change existing functionality
9. Subscription and Payment Terms
Free and Premium Features
- Basic features may be available without charge
- Premium features may require subscription or payment
- Subscription terms and pricing are clearly disclosed
- Payment processing is handled by secure third-party providers
Billing and Cancellation
- Subscriptions are billed according to chosen plan
- You may cancel subscriptions through your account settings
- Refunds are subject to our refund policy
- Price changes will be communicated in advance
10. Limitation of Liability
TO THE MAXIMUM EXTENT PERMITTED BY LAW:
Exclusion of Damages
- We are not liable for any indirect, incidental, or consequential damages
- This includes lost profits, trading losses, or investment losses
- We are not responsible for decisions made based on our Service
- Our liability is limited to the amount you paid for the Service
Financial Losses
- We are not liable for any financial or investment losses
- Trading and investment decisions are your sole responsibility
- Market volatility and data errors may affect your decisions
- You assume all risks associated with investment activities
Service Interruptions
- We are not liable for service outages or technical issues
- Data delays or inaccuracies may occur beyond our control
- Third-party service failures may affect our Service
11. Indemnification
You agree to indemnify and hold us harmless from:
- Claims arising from your use of the Service
- Violations of these Terms or applicable laws
- Infringement of third-party rights
- Investment losses or trading decisions
- Unauthorized use of your account
12. Termination
Termination by You
- You may terminate your account at any time
- Account deletion removes your data as described in our Privacy Policy
- Subscription cancellation follows our cancellation policy
Termination by Us
We may terminate your access if you:
- Violate these Terms or our policies
- Engage in fraudulent or illegal activities
- Abuse or misuse the Service
- Fail to pay required fees
Effect of Termination
- Access to the Service will be discontinued
- Your data will be handled according to our Privacy Policy
- Certain provisions of these Terms survive termination
13. Dispute Resolution
Governing Law
- These Terms are governed by the laws of the United States
- Disputes will be resolved in appropriate US courts
- State and federal laws apply as applicable
Arbitration
- Disputes may be subject to binding arbitration
- Class action lawsuits are waived where permitted
- Individual arbitration proceedings will be confidential
14. Changes to Terms
Modification Notice
- We may update these Terms periodically
- Significant changes will be communicated through the app
- Continued use constitutes acceptance of new Terms
- You should review Terms regularly for changes
Effective Date
- Changes become effective upon posting
- Your continued use indicates agreement to updated Terms
15. Severability
If any provision of these Terms is found unenforceable, the remaining provisions will continue in full force and effect.
16. Entire Agreement
These Terms, together with our Privacy Policy, constitute the entire agreement between you and Wall Street Stats regarding use of the Service.